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I applied for and was approved for a high interest rate loan, which I knew was going to be high interest, but only needed it for a few months. I took the loan in 06/2014 and paid it off 02/2015.

They pulled a hard inquiry on my credit report and reported the Credit Bureaus that I had a new loan. And that was that, they haven't reported that I made payments, nor that I paid the loan off. I can't get them to update the Credit Bureaus that the loan has been paid off. I have asked several times and keep getting the run around, please allow 5 Business days and it will update, been through that 3 times now and a whole month later they still haven't sent anything to the Credit Bureaus to update my loan to paid in full let alone update it since I received it.

It is holding up my Mortgage and they could care less, they got there money back.

Worst Customer Service, Worst Loan company.

Reason of review: POOR EVERTHING!.

Monetary Loss: $200000.

Preferred solution: Can't put a price on Value of Loss, because I can't close on my house until this is taken care of. I want my Credit Report updated at once. .

Prosper Cons: Customer service, How they handle there billing.

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Guest

I truly understand, I went through the same situation, I had to call the corporate headquarters in San Francisco, California, and call The Better Business bureau, and open complaints with all 3 credit Bureau, They finally updated the credit Bureau as paid and closed. I WILL NEVER EVER DO BUSINESS WITH PROPER AGAIN! EVER.

Guest

I totally agree.

Guest

Hi

im gonna contact the State Attorney Generals office because

they poisoned Everybody Credit They dont Stand by what they Says yes they wont you Invest first but the people that Invest first is the Big Guys Not the Little guys Like me and you Prospers Goal is Not to help People like you and me who are hard honest working, But to make Profit and make INTEREST

, Now if me and you put our money in there from the beginning

We can as many loans as want no matter bad or good our credit is. If prosper been in Business since 2006 I dont think is spreading here in the Us or Canada People are going to banks and Credit Unions. I think Prosper will close its doors soon

Guest
reply icon Replying to comment of Guest-1056874

The only way to prevent Prosper from hurting more people is to contact the State Attorney General's office in your state. Let's hope that we can reduce the number of states where Prosper can operate.

Guest

Report to the credit bureau yourself with proof they have 30 days to respond or it will be taken off

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