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As with many of the other reviews I have read on this website, and others, this company is a scam! I can't say for certain this is the same company as the prosper loan (the legit company being based in San Francisco as opposed to this one being in Dallas, TX) that has an A+ rating with the BBB, but in any case, this is a BIG SCAM!!!

I received an email saying I was approved for a loan up to $8000. Being as we were just coming out of the holidays and I wanted to consolidate our debt, I thought "what the heck"! So I called the number and spoke to Alex Cooper (214-628-**** ext. 3303) and asked to get $2500.

I was told the minimum I could get was $3000 so I said sure, I'll do $3000. So I gave them our banking info and my SSN and FLDL# and he "processed" my application and said I was approved all I needed to do was go to my bank and withdraw from between $200-$2000 and go to Target get a prepaid card and send them the money back to prove I was who I said I was as a gesture of "good faith". I was skeptical but I thought okay we'll roll with this. He told me he would call me back in about 15-20 minutes to tell me exactly what to do and where to go as I was supposed to stay on the phone with him the entire time I withdrew and sent him the money (adding I should make sure my iPhone was adequately charged) so I could follow all the directions.

So a few minutes later he calls back and says that he needs my login information for our bank (i.e.: username and password) which at this point I knew something was fishy! I told him I would call my bank and call him back, at which time we called our bank and spoke to the fraud department. We were advised that as we were on the phone, this company was actively trying to withdraw money from our account. Now I was specifically told by Alex Cooper that prosper could not withdraw money from our account without our login info, but we now saw that was not true!

So now we had to close this account that we have had for 25 years and open another to stop this insidious intrusion. To make matters worse, even as I am writing this review the calls continue to flood in to the point that the last one I answered the service rep said "you *** d***"!!!! REALLY???!!! This just crossed the line from annoying to harassment!!!

I immediately went to the FCC website and filed a complaint! While I was filing the complaint they called 2 more times, one time asking where my wife was!!! This ended after 2 more calls. Okay, people.

DO NOT USE THIS COMPANY UNDER ANY CIRCUMSTANCES!!!! I haven't lost any money to them as we were very vigilant and proactive, but it might have ended differently as has with many others that have posted on this and other sites.

Reason of review: Harassment and fraud.

Preferred solution: Let the company propose a solution.

Prosper Cons: Harassing, Deceiving, Fraudulent.

Location: Prosper, TX 75078, USA

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Guest

I don't know who give these *** my number but they've been calling me all day so I've been calling them now over and over and over and you're a *** who deserves to get scammed if you actually went to Target and bought a Target card you *** idiot

Guest

Prosper is a legitimate company and the problems are 100 percent your fault. I assume you went to Google and that does not work for online companies that you want to deal with. Shame on you for blaming a good company for your incompetence.

Guest
reply icon Replying to comment of Guest-1417879

This is not the real Prosper Loan, this is a total scam posing as them. They are out to take your money. Be careful people!

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